5 Things That Delay Closings in Nevada
After coordinating over 2,500 transactions in Nevada, our team has seen the same five things delay closings over and over. Here's what they are — and how to get ahead of them.
1. Missing HOA Documents
This is the #1 delay we see. Agents wait until week three to request HOA documents, then scramble when they take 10+ business days to arrive. The fix: Request HOA docs the day the contract is signed. We do this automatically on every file.
2. Loan Conditions Submitted Too Late
A clear-to-close needs 48-72 hours minimum. Too many agents don't start chasing loan conditions until day 25 of a 30-day escrow. The fix: Start following up with the lender at day 14, not day 25. At Reign TC, we set reminders and follow up proactively.
3. Wire Instructions Sent by Email Without Verification
Wire fraud is real and common in Nevada closings. Buyers receive fake wire instructions and send money to scammers. The fix: Always verify wire instructions by phone using a known number — never trust email alone. We include wire fraud advisories in every transaction.
4. Title Ordered Too Late
Surprises found early are inconveniences. Found late, they're deal-killers. Liens, easements, and boundary disputes can all derail a closing if discovered in the final week. The fix: Open title the day of contract acceptance. We do this on every single file.
5. Name Mismatches on Documents
Middle names, suffixes, hyphenated last names, and trust names cause last-minute title issues more often than you'd think. The fix: Verify the exact legal name on day one and make sure every document matches. We catch these before they become problems.
The Bottom Line
All five of these delays are preventable. At Reign TC, we build prevention into our process — every file, every time. That's why our clients close on time.
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